Consumers who apply for bonds through an originator almost always end up paying a lower rate than they could have negotiated on their own.

Improve your chance of being approved fora home loan, especially if you apply through a reputable bond originator like BetterBond

BetterBond consultants know what the different banks require and keep up with all the different home loan products they currently have an offer.

In a world of instant gratification, the idea of delaying a home purchase until you’ve saved up a deposit sounds positively antiquated to many people – but there’s nothing old-fashioned about the amount of money to be saved by doing just that, says Rudi Botha, CEO of SA’s leading bond originator BetterBond.

If you’re planning to buy a new home, spring is a great time to freshen up your finances, says Carl Coetzee, the new CEO of BetterBond, which is SA’s foremost home loan originator.

Knowing the ‘score’ on your credit rating will make it a lot more likely for you to get that home loan. And improving your credit rating is a whole lot easier than you think…

You’re a first-time buyer and you need to find a way forward. But there are so many home loan options on offer that you’re struggling to make sense of them, never mind choose one! We’ll help you hunt down the offer that works best for you.

The interest rate is one of the biggest considerations when buying a home. It determines your minimum monthly repayments, so it impacts your cashflow and could be a dealbreaker in terms of affordability.

The debate about whether or not to fix the interest rate on your home loan has been reignited by two 100-basis-point rate cuts in response to the Coronavirus outbreak. This has brought interest rates to the lowest point in nearly half a century.

Finding a place you love and then getting the finance to buy it, is how you make your dream of owning a home come true. Bond origination is the bit of magic that makes it happen.

What is a 100% home loan and would it be the best bond for you? This depends on your personal circumstances, financial goals and life stage, but here are some of the most important things to know about 100% home loans.

What attorneys do for homebuyers

What is the prime interest rate?

Should you fix the interest rate on your home loan?

Higher deposit, lower LTV, better home loan… No, LTV is not teen talk or millennial code for ‘Let Them Vote’ or ‘Live Those Values’. It’s home loan speak for the loan-to-value ratio. Need to make sense of this technical term? Here’s how. There’s a vital factor that homebuyers need to be aware of when they…

Understanding the bond registration process The home-buying journey can sometimes seem endless. If you’re with a bond originator like BetterBond, you’ll have someone to hold your hand along the way but, at some point, the attorneys will step in – and things could get a tad intimidating. You’ll want to stay ahead of the attorney process…

Here’s how using a bond originator can help you get onto the property ladder Buying property is a big financial commitment, which is why savings of any kind is welcomed. Applying for a home loan through a bond originator is one of the lesser-known ways to save significant money. We sat down with Carl Coetzee,…